Genesis Bank — Terms & Conditions

Last updated: September 11, 2025

Welcome to Genesis. These Terms & Conditions ("Terms") govern your access to and use of our services. By using Genesis services, you agree to these Terms. Please read them carefully.

  1. 1. Acceptance of Terms

    By signuping for or using any Genesis services, you accept and agree to be bound by these Terms and our Privacy Policy.

  2. 2. Eligibility

    You must be at least 18 years old (or the legal age in your jurisdiction) to use our services. You represent and warrant that you meet this requirement.

  3. 3. Account Security

    You are responsible for maintaining the confidentiality of your account credentials. Notify Genesis immediately of any unauthorized use.

  4. 4. Use of Services

    Services are provided for lawful personal or business use only. You agree not to use Genesis for illegal activities or in violation of applicable laws.

  5. 5. Fees and Charges

    Certain services may incur fees. All fees will be disclosed prior to charging and are governed by the applicable fee schedule.

  6. 6. Transactions and Limits

    Transaction processing, limits, and settlement times are subject to our policies. Genesis is not liable for delays caused by third parties.

  7. 7. Privacy and Data

    Your use of Genesis is subject to our Privacy Policy which explains how we collect, use, and protect your personal information.

  8. 8. Intellectual Property

    All content, logos, and trademarks on the site are owned by Genesis or our licensors. You may not reproduce or misuse them without permission.

  9. 9. Disclaimers

    Services are provided "as is" without warranties to the fullest extent permitted by law. Genesis disclaims implied warranties of merchantability and fitness for a particular purpose.

  10. 10. Limitation of Liability

    To the maximum extent permitted by law, Genesis will not be liable for indirect, incidental, or consequential damages arising from your use of the services.

  11. 11. Modification of Terms

    Genesis may modify these Terms from time to time. We will notify you of material changes through the app or by email; continued use constitutes acceptance.

  12. 12. Governing Law & Contact

    These Terms are governed by the laws of the jurisdiction where Genesis is incorporated. For questions or notices, contact us at support@genesis.bank.